Real estate appraisal services for homeowners in the city of Jefferson City and Cole County

Check out the top 7 reasons MO homeowners hire Cornerstone Appraisal Group, LLC:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Cole county's assessment of your property
  3. Remove PMI to reduce a monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a MO divorce, where property needs to be divided
  7. Determine the true market value of property in question to settle an estate in Cole county or MO

Need help determining the price of your home in or near Jefferson City, MO?
Contact Cornerstone Appraisal Group, LLC.

At Cornerstone Appraisal Group, LLC, we understand the unique needs of a consumer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Cornerstone Appraisal Group, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. Cornerstone Appraisal Group, LLC is seasoned in helping homeowners just like you rid themselves of unnecessary PMI insurance.

Challenging a property tax assessment

If you live in an area that is going down or is not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting a professional appraisal from Cornerstone Appraisal Group, LLC is your #1 weapon when contesting your property tax assessment.

HELOC recently frozen?

If your property is in or near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Cornerstone Appraisal Group, LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for precision? We can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.